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Human Life Value Calculator

In case of our demise we would all love to have provided well for our near and dear ones. A Human Life Value Calculator is a nice place to begin planning how to do so.A very enthusiastic insurance...

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Wealth Pyramid

No great fortune was built in a day.Slaving away, saving and putting money away might make you a nice nest egg after a while and over a few lifetimes a family might even get to be pretty well off.But...

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Agricultural Insurance Company Of India Limited

Freak weather incidents are becoming increasingly frequent .This makes farming more risky nowadays.Add to that,modern farming is more capital intensive.So it makes sense to protect one’s investment...

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The Most Expensive Keywords

If you have ever wondered why there are so many financial websites and blogs on the internet,here’s your answer.The fact that in the real world too, the financial services sector is growing at a...

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The Difference Between Life Insurance And Life Assurance

The average person thinks that Life Insurance and Life Assurance are different names for the same thing. Many financial commentators too fail to note the difference.Life Insurance and Life Assurance...

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Opt For The Critical Illness Rider

Its a common tendency to automatically opt for the Double Accident Benefit (DAB) rider in case of life insurance policies. Personally I feel it makes sense to similarly adopt the Critical Illness Rider...

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Super Saver Ideas

We frugally minded routinely use insurance comparison sites.But how many of us choose to actively haggle with insurers?This piece below,that I came a cross on the internet today has some interesting...

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How To Compare Family Health Insurance Plans

If you’re thinking about taking a family health insurance plan, there are a lot of things you need to consider before buying the right plan for your family. You have the option to choose from a variety...

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Why Does An Online Term Insurance Plan Premium Differ Between Companies?

With an ever increasing awareness about term insurance policies, there is a lot for a person to choose and gain from.Insurance companies are  making it much easier for people to purchase term policies....

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Jugaad And Wealth

This ad from Exide Life got me thinking about Jugaad. When you’re just starting out with next to nothing in hand, there is nothing like jugaad to take you ahead in the money game. With a bit of jugaad...

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Three Stories on Why You Need a Plan #KhudKoKarBuland

Here is the story of 3 wealthymatters readers. Real names are not revealed to respect their privacy. The first is the case of a young man in IT. His goal was to be “financially free” ASAP. His strategy...

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Buying Life Insurance – A Balancing Act

The conventional financial wisdom is that people best serve themselves by purchasing an online term insurance plan and investing the rest of the premium in diversified equity mutual funds. I have a...

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Planning to Retire This Year? Here is How You Should Prepare for the Next Tax...

It is crucial to invest your retirement corpus diligently. Before you make your investment decisions, evaluating and analyzing different options is beneficial. You do not want to speculate your...

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AI Driven Personalized Life Insurance Premiums; Aye Or Nay ?

The mortality risk is not the same across different sections of the population.So one of the ways in which life insurance companies have traditionally competed is by restricting their offerings to...

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Results Of The Use Of Predictive Analytics In Life And Health Insurance

Predictive analytics involves the analysis of large data sets ie big data ,to make inferences by identifying meaningful relationships between different variables and using these relationships to...

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The Dangers Of Predictive Analytics In Life And Health Insurance

Currently the health and life insurance products we buy are static in the sense that right at the beginning of the policy term the insurance company makes an assessment of the morbidity or mortality...

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Consumer Benefits Of Adopting Blockchain Technology In The Insurance Sector

Blockchain is a shared, distributed ledger with non-repudiation of transactions that can work in the absence of trust across a peer-to-peer network. Blockchain technology has the capacity to deliver...

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Making Blockchain Technology In Life Insurance Work For You

Back in April 2018, when I read the press release from Cognizant about having teamed up with a consortium of fifteen Indian life insurers and developed a blockchain solution to facilitate cross-company...

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